Received: from CPBP307CA0010.DNKP307.PROD.OUTLOOK.COM (2603:10a6:380:1::9) by
 AS2PR02MB9317.eurprd02.prod.outlook.com (2603:10a6:20b:57b::10) with
 Microsoft SMTP Server (version=TLS1_2,
 cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) id 15.21.406.13; Tue, 15 Sep
 2026 08:52:44 +0000
Received: from AS2PR02MB9317.eurprd02.prod.outlook.com (2603:10a6:20b:57b::10)
 by AS8PR02MB7159.eurprd02.prod.outlook.com with HTTPS; Tue, 15 Sep 2026
 08:52:46 +0000
Received: from mail3.rit.ee (213.184.59.150) by
 CPH1EPF00000526.mail.protection.outlook.com (10.167.241.137) with Microsoft
 SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) id 15.21.428.7
 via Frontend Transport; Tue, 15 Sep 2026 08:52:41 +0000
Received: from CPH1EPF00000526.eurprd05.prod.outlook.com
 (2603:10a6:380:1:cafe::59) by CPBP307CA0010.outlook.office365.com
 (2603:10a6:380:1::9) with Microsoft SMTP Server (version=TLS1_3,
 cipher=TLS_AES_256_GCM_SHA384) id 15.21.428.9 via Frontend Transport; Tue, 15
 Sep 2026 08:52:44 +0000
Reply-To: <eelo@mfa.ee>
From: <eelo@mfa.ee>
To: "Justiits- ja Digiministeerium" <info@justdigi.ee>,
	<marika.toim-moktefi@mfa.ee>,
	<eelo@mfa.ee>,
	"Info - TTJA" <info@ttja.ee>,
	"Helen Rohtla - TTJA" <helen.rohtla@ttja.ee>,
	"Kristina Vaksmaa-Tammaru - TTJA" <kristina.vaksmaa-tammaru@ttja.ee>
Subject: C-821/26 ja C-889/26
Date: Tue, 15 Sep 2026 11:52:39 +0300
Keywords: liivia
Message-ID: <202609150852.68F8qdXf032208@eelo-host.mfa.ee>
MIME-Version: 1.0
Content-Type: text/plain;
	charset="utf-8"
Content-Transfer-Encoding: 8bit
X-Mailer: Microsoft Outlook 16.0
Thread-Index: AQF9aTKhDLm8iqB+s1i4n7ot4TWcjw==
Authentication-Results: spf=fail (sender IP is 213.184.59.150)
 smtp.mailfrom=mfa.ee; dkim=fail (body hash did not verify)
 header.d=mfa.ee;dmarc=fail action=oreject header.from=mfa.ee;compauth=none
 reason=452
x-ms-traffictypediagnostic: CPH1EPF00000526:EE_|AS2PR02MB9317:EE_|AS8PR02MB7159:EE_
X-MS-Office365-Filtering-Correlation-Id: aff1a0db-dd5d-44df-7b00-08df1306b4ee
X-MS-Exchange-AtpMessageProperties: SA|SL
X-MS-Exchange-Transport-CrossTenantHeadersStamped: AS2PR02MB9317
X-MS-Exchange-Organization-ExpirationStartTime: 15 Sep 2026 08:52:43.6159
 (UTC)
X-MS-Exchange-Organization-ExpirationStartTimeReason: OriginalSubmit
X-MS-Exchange-Organization-ExpirationInterval: 1:00:00:00.0000000
X-MS-Exchange-Organization-ExpirationIntervalReason: OriginalSubmit
X-MS-Exchange-Organization-Network-Message-Id: aff1a0db-dd5d-44df-7b00-08df1306b4ee
X-EOPAttributedMessage: 0
X-MS-Exchange-Organization-MessageDirectionality: Incoming
X-MS-Exchange-Organization-AuthAs: Anonymous
X-MS-Exchange-Organization-AuthSource: CPH1EPF00000526.eurprd05.prod.outlook.com
X-MS-Exchange-Organization-SCL: -1
X-MS-PublicTrafficType: Email
X-Microsoft-Antispam: BCL:0;ARA:13230040|82310400026|10067099003|11063799006|18003699003|19002099009|16102099003|55112099003|5063699009|57112099003;
X-Forefront-Antispam-Report: CIP:213.184.59.150;CTRY:EE;LANG:et;SCL:-1;SRV:;IPV:NLI;SFV:NSPM;H:mail3.rit.ee;PTR:mail3.rit.ee;CAT:NONE;SFS:(13230040)(82310400026)(10067099003)(11063799006)(18003699003)(19002099009)(16102099003)(55112099003)(5063699009)(57112099003);DIR:INB;
X-MS-Exchange-CrossTenant-OriginalArrivalTime: 15 Sep 2026 08:52:41.1915
 (UTC)
X-MS-Exchange-CrossTenant-Network-Message-Id: aff1a0db-dd5d-44df-7b00-08df1306b4ee
X-MS-Exchange-CrossTenant-Id: 8fe098d2-428d-4bd4-9803-7195fe96f0e2
X-MS-Exchange-CrossTenant-AuthAs: Anonymous
X-MS-Exchange-CrossTenant-AuthSource: CPH1EPF00000526.eurprd05.prod.outlook.com
X-MS-Exchange-CrossTenant-FromEntityHeader: Internet
X-MS-Exchange-Transport-EndToEndLatency: 00:00:04.8464014
X-MS-Exchange-Processed-By-BccFoldering: 15.21.0406.000
X-MS-Exchange-ExternalInOutlookResult: NotEnabled
X-Microsoft-Antispam-Mailbox-Delivery: ucf:0;jmr:0;auth:0;dest:I;ENG:(910005)(944506478)(944626604)(920097)(930201)(20251009189)(140003);
X-Microsoft-Antispam-Message-Info: =?us-ascii?Q?8QRmodm4mD+SxFvsQP/84n6dgOIImd1bqQ7/FqH3bKzjqUuvObLy9yA+odgT?=
 =?us-ascii?Q?p/8WkwBE8zRMEHLy0bhRHvMc3I6jdykOqhl74B5A1TseTTrwopk1VjQqRXiM?=
 =?us-ascii?Q?Tf8P5LXvlrU9z193KHEMa0qAAOGyOoJPOI7YSCIiMf2Vn7eD407fkujsAoPV?=
 =?us-ascii?Q?oum23V5VFb9Mr6o3Xw50RVtsFkw+sZM30fODa8YLENcrkm+PFZmOCUDXgn7c?=
 =?us-ascii?Q?fj+IeRJ26kaSEWIMHfCesM/P3Lel+73u2FbcZ/ahW3DcwDatgGW0zOYAXuBU?=
 =?us-ascii?Q?MhB8+mIkjTCxKP35kF1p6xyFSUW5j2EM2ieM6YOT/Xs8vuajAE5of+VhvFEl?=
 =?us-ascii?Q?x/JdiCwtNkJ1rIlFLczb4s1rYasUMeMhOM8oh66oTSNz0KCJQw2Tk9omHZbh?=
 =?us-ascii?Q?c29XvZPjC4TO5VV/iKmu+2Fi23SLUXKQU27SdFHD2VP43u1DE+9WU95i2O0J?=
 =?us-ascii?Q?Ec/zR28n/uSzdie2kT6SjPTmBGs0o83f8pAlAOgWnLG/xPPyYnLyWdjQGqOz?=
 =?us-ascii?Q?YUDwf33oX/BOurwr70wb8/UnVucdKO798SZLkacE/0JLBVFh24tmU3da7nQK?=
 =?us-ascii?Q?kIF7PCfYrDqBEju9JPLaxmnnzN2HryW8uOhntH8KJj+SZAENUSSCh5JgH2sU?=
 =?us-ascii?Q?wRvwnhyMXaZzOKvc5VHeFBOvSGK3/892qc7044mCoH4mxQbLTdK3K/aT8lTn?=
 =?us-ascii?Q?GR4WCEC20Dikcjx2f4OAQ1Xy3uMcgl1iX7SQXKGApe+hW84dR7J
	VsdrDV9V4?=
 =?us-ascii?Q?2hrSU9ylFgagdR0IntlGkKLTJXWZgUTCAb73NNFYbYVz/CFKgpDx4MhOM4u2?=
 =?us-ascii?Q?YeZ+nRqmj06dW1hPHzXD98phzTk7aomvcEYb89yImR7UZAGBClQM0/onwoSk?=
 =?us-ascii?Q?ZeZxyzGqn4fK2joCIR1ffUPdHU+hV5yBXSnFVPlAjZtUFVdRV2/hGjzOdo79?=
 =?us-ascii?Q?Y33nmhKZMdEFnRT3Xd4pO6bHB4Ufk6l7DI2tGctJTjWgD8NDFSiq1yZnsTL8?=
 =?us-ascii?Q?Pz2jCYhIe2eNiI0WuAvLWgi8BR+aXBmyDLFS+xXmYXiifIoSbM3LTfB/kM6M?=
 =?us-ascii?Q?ysVW+zOiDEuK7T2knDxWBLmdCiugkKxlXygoshY4WCShV/78PGCRCqjwUA1I?=
 =?us-ascii?Q?dTjDtLY7dZkmB/1ZlkMmQtCK3/DwZMgyqiTV+suyamGUdUc8MRleasGy7c3T?=
 =?us-ascii?Q?/KDkXozG01ipg6kwXRQY4Z9wHi995uVxasvODc+DbHOku7IBEY5vVT+k3MkC?=
 =?us-ascii?Q?IH8A3Tv0OwHXl8oBiivUjwjelOl9BNQ9OzVb1fmzKb9VQ0HaJixOxiwqzJVR?=
 =?us-ascii?Q?wlQpGJ/2o/Zf8QXIFKd4b+A97SdXtVhTza6j4thaoUmZaXGPeTch+Pnuh7PP?=
 =?us-ascii?Q?ALj35Aild1pozWIRW919npBYudc/ZjnTln5mT8NkWwAOmmPqbbZu0NsLWJnM?=
 =?us-ascii?Q?gWZrEzZuEVCpNXo86yu9KuunCtCAjXWQcXD6dOHCueBKhMcTNm//m14E2rmA?=
 =?us-ascii?Q?0MBqpm5M6lw1SgWB69w+KRLumIG/SLWQGgqkm
	nFT4IYRRAs7ZGcxcw9GoeKb?=
 =?us-ascii?Q?W0nVo5E+8HK2FcybQGhhV8fX6Fq9qrMA/HVneBL+AoqiOe6YFsc28IOeDhn6?=
 =?us-ascii?Q?rvvgO2BjtCplnE4feOBoXcdXJv+ht6Ge7p39rJuy76qCX+JskV0kom4EmK7B?=
 =?us-ascii?Q?HWPTZIaEXa2/h02QCMNC990FEkTl4pKTtYGKgQt9JzF3/FM9DQX21dIdxvgZ?=
 =?us-ascii?Q?nJt7RWDtiwMfHFiaklzLRp1qi9Fn9zGn0zyFBQZH+0XwRSLGEkmE/DZYFhx3?=
 =?us-ascii?Q?8xYvpqji4FkNZbjPiVb7lR8wADpCHRPmOwBnJGl9cgJ6leQKSd4OcxQ9PmdA?=
 =?us-ascii?Q?wWVTWF+1Bvr7/MLy6X7+4aSq3Hjk3uG46+T2zP/Nth3J3jZPqzTrObIone0P?=
 =?us-ascii?Q?qv18Ho9E6xp1K/1gIIuOuFZQIOmAOT2Zgp3YBnioPBlNagzp+RwNBhYNkGjI?=
 =?us-ascii?Q?FPmOF1orDU2vUiUi/c31qFfHAmT51wBUqnRjpiXLSbGsTNTCVt6kS5ffBfxm?=
 =?us-ascii?Q?4Qax+Xbi11Xvnbkb64jwDIgP2puiMFz4IzwQgYNTDZZGZxLpoMOhHokFGlqf?=
 =?us-ascii?Q?YMT1gQ68tt7+Hc2Xnv2U6+l+BzJ+7BwXzFgPJxcAe0m3cvCJ+8Z/a2csU6xX?=
 =?us-ascii?Q?pIXqJaT8ttzYpcC38KrqYAvLjKit4QQc6tyJhvEeZZs1bC0b1OQtdxmTIrxO?=
 =?us-ascii?Q?ZT++z5llI43yrOYSLUzSk1hw3shIxDWquP9LOe3dXIXS8puT31iUJFwULaqR?=
 =?us-ascii?Q?DMTO/+RJuAXEAn21HDdZf0W
	V/I2cmi8JBc7V8eaKdc1hWymmBW1QXRccSzeJ?=
 =?us-ascii?Q?nIg/YsrvDtS7OmVxrKrUwAeO3sdPgJPb1ZOUfJ8L6113M5wARynazg8Jo8et?=
 =?us-ascii?Q?o9cC3PFXYvcSuPGyPtxoba38Y8dMvL23x/OO9KBEu0VqekMKYvQsOV3teIii?=
 =?us-ascii?Q?bI4ep+uVdy1Fq08y5dpTXnr1P5dxEM4DRT2IV9ozkx1kVDVAsf/jMRECq2FK?=
 =?us-ascii?Q?motSvlT4AO/6iEv6gb81GFIxso7GOucHHxbqfR9DWMDnZxIV5kUuu4ewSM8E?=
 =?us-ascii?Q?NA3KyutfAEh/RhbF9zCG3aTQSkufzZpyMLfHlpxdPZwbtwSBWXEuCCSg8Qn2?=
 =?us-ascii?Q?8iPBFw=3D=3D?=
Content-Language: en-us
x-ms-exchange-organization-originalclientipaddress: 213.184.59.150
x-ms-exchange-organization-originalserveripaddress: 10.167.241.137
received-spf: None (mail3.rit.ee: no sender authenticity  information available from domain of  postmaster@jupiter.vm.ee) identity=helo;  client-ip=213.184.49.23; receiver=mail3.rit.ee;  envelope-from="prvs=172583a61a=eelo@mfa.ee";  x-sender="postmaster@jupiter.vm.ee"; x-conformance=spf_only
X-OlkEid: 00000000836E40BCE6F45249A1B797D09F9B03A3070034AD76187591974DBF6C4F76951C873A0100020000000000B781C84F2D6872479591B4ED6ECE3C53000000009C0B000040BF847512EDAC4199ECB722D225BCD9
X-CSE-ConnectionGUID: AmE3JI1OQIGu3QXL+AQqJA==
X-CSE-MsgGUID: O4K1YBBaQgKRC59n5WpR1w==
X-ThreatScanner-Verdict: Negative
X-IPAS-Result: =?us-ascii?q?A0HEAQAOBqlqexcxuNU+HBwBAQEBAQEHAQESAQEEBAEBg?=
 =?us-ascii?q?hCCQYELgRQEVIgnqm2DYgEBAQEBAQEBRxQEAQEDAQOTCCAHATgTAQIBAgEDA?=
 =?us-ascii?q?gMBAQEBAQEBAQEBAQsBAQEEAQEBAgEBAgQDAQEBAQIQAQFCSYZPDYwTO4IWL?=
 =?us-ascii?q?B+BHhQBATiBPRKDA4IkUBRIwmAeY4IMAQEGBAMCA32BSdl6gVMDBhmBNIheA?=
 =?us-ascii?q?YV3ATuCEoIvQoINgRU1hhUEGIIThXgHgh+BDJQsBwdhW3gsAVUTFwsHBYEzM?=
 =?us-ascii?q?wMgCi8UGQIUHRIPBBYyHTc5DCcSLBcIJ1gbBgWBHXwrgmIjGTZ6gQlegSspY?=
 =?us-ascii?q?QERF34LgggCglSCAQIBSUMOB0VTCSdLEkwpIggSCQETGhdtPTcGAwwZSUIdE?=
 =?us-ascii?q?o8oH4QZgQWUXpI5oRWQSo9BhkaqbZkII41nnTiBf4QnUBwPjiKEbsswdj4KB?=
 =?us-ascii?q?4IEkDSBTAEB?=
X-Talos-CUID: 9a23:nnlzOWxO7pHkC2csBM/KBgU9H+1+UFyE607xDFLjMFZNC5SsUH25rfY=
X-Talos-MUID: 9a23:Kzy8HgpxNXyCYJgBMoQezxY+F55ZyY6nMU8uq75b6s/ZCjRKYijI2Q==
X-IronPort-Anti-Spam-Filtered: true
X-IronPort-AV: E=Sophos;i="6.27,103,1787000400"; 
   d="scan'208";a="48734161"
X-EOPTenantAttributedMessage: 8fe098d2-428d-4bd4-9803-7195fe96f0e2:0
dkim-signature: v=1; a=rsa-sha256; q=dns/txt; d=mfa.ee; s=dkim2018; c=relaxed/relaxed; h=date:message-id:to:subject:from:reply-to:content-type; bh=Tx9HDKo8tbkcajPr09dB8Cfn2kgNYOxPYzLUX5fH5AQ=; b=CCgWJgfkjlQ24ArQCZO+p7jriUHan2kaV+UQVNh3kv4NV220dVwclH44BCRJn/+L2/UWBNBXk5Cj	7lKX4LbzLsNFF+2ZR/wTzklBqrQ59H1ynzzWVXb6eDnRx4aPY34I7BfYgREbyhHbpE49EPhW39ha	fcNl8BNjfswEnSiy4XC5znuHllUvgQbXjUvSgvqbohYWgd7maPGIND71Ejs4wC3gmNDfvZ7ygWLe	JCP4aCyWrlNLUL+XlZkI0P+WDVZVLl4qetKpQvDW9J9lpXsz5LxTl7xe7mq/Nzo1S4cwgCBTqJ7d	GtgY94etWU31g4a5ROcwwMLfqQRINzO+dG1o7Q==
X-Amp-Result: SKIPPED(no attachment in message)
X-Amp-File-Uploaded: False
X-Authentication-Warning: eelo-host.mfa.ee: www-data set sender to eelo@mfa.ee using -f
X-FEAS-BEC-Info: WlpIGw0aAQkEARIJHAEHBlJSCRoLAAEeDUhZUEhYSFhIWkhZXkguLT4lWFpYWFhYWV1RWV1fSFhISFlZSA0NBAcoBQ4JRg0NSFlIWVlIDQ0EBygFDglGDQ1IWUhZSFlb
 SFlYRllYWEZZWlFGXlFIUEhYSFhIW0hYSFhIWEhZWUgNDQQHKAUOCUYNDUhZSFpYSAANBA0GRhoHABwECSgcHAIJRg0NSFhIWV5IAQYOBygCHRscDAEPAUYNDUhY
X-FEAS-Client-IP: 10.100.129.69
X-FE-Envelope-From: eelo@mfa.ee
X-FE-Policy-ID: 22:19:0:SYSTEM
X-FE-Hostname: jupiter.vm.ee

Adressaadid: info@justdigi.ee, marika.toim-moktefi@mfa.ee, eelo@mfa.ee, 
info@ttja.ee, helen.rohtla@ttja.ee, kristina.vaksmaa@ttja.ee

V�lisministeeriumis registreeritud: 15.3-3/2026/490
Kohtuasja number: C-821/26 ja C-889/26
Vastuse kuup�ev: 29.09.2026
Staadium: Uus menetlus
M�rks�nad: karistus, millega kaotatakse intresside saamise �igus; 
tarbijakaitse; tarbijakrediidilepingud; teadmata elukohaga isik; 
teavitamiskohustus; avaldus
�iguslikud vormid: direktiiv 2008/48/E�; direktiiv (EL) 2021/2167

Dokumentidega on v�imalik tutvuda EELO keskkonnas aadressil
https://eelo.mfa.ee/eelotsus_vaata.php?id=9006

Palun teatage 7 p�eva jooksul, kas kohtuasja temaatika kuulub teie 
vastutusalasse.

Juhul, kui kohtuasja temaatika ei kuulu teie vastutusalasse, palun viidake, 
milline teine ametiasutus sellega peaks tegelema.

Palun teatage, kas Eesti peaks selles eelotsusemenetluses seisukoha esitama, 
ja p�hjendage oma arvamust (ka eitavat seisukohta).

EL �iguse b�roo
V�lisministeerium
